TIME FOR MID-YEAR EVALS

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It wasn’t too long ago that we were talking about the second-quarter checkup. Well, time certainly does fly and here we are. In July. If you completed your second-quarter checkup and made adjustments, chances are you’re in a solid position to hit your year-end goals. Here are a few questions to ask yourself now that […]

DO YOU OWN THE OWNERSHIP MENTALITY?

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At APM, we view loan officers and branch managers as entrepreneurs. Why? Because that’s what they are! Being an employee-owned firm through our Employee Stock Ownership Program (ESOP), we want our team members to take their business as far as they want it to go. That type of autonomy, while providing the support and resources […]

MANAGING THROUGH FEAST AND FAMINE

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There’s a couple facts we can probably agree on as we head into the second half of 2021. FACT: The pandemic changed the way many people operated – and where they operated from. FACT: It also had a dramatic effect on the housing market as interest rates dropped and people rushed to refinance or purchase […]

THE FINANCIAL FUTURE OF THE LOAN OFFICER

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The duties of a loan officer are so much more than assisting a borrower with their loan application. This job is really about listening, advising and problem-solving. While there are only so many loan products on the market, there are millions of scenarios borrowers face. Their current assets, income, debt and credit must be taken […]

WHY APM?

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I’ve been in this business a long time (more than 20 years, if anybody’s counting), and I’m with APM for a reason. The culture, the support, the experience, the resources…I could keep going. I’ve worked with other mortgage companies in various roles – and they’ve all had their upsides and downsides – but I’ve made […]